A National debt advisory service for debt advice and debt management
Debt Help in the UK is in great demand. The UK Debt Help & Insolvency Helpline is the UK’s first fully interactive online resource which enables all types of commercial entities and individuals the opportunity to have direct access to the UK’s most skilled professional advice on all debt and insolvency issues.
The advice team receives thousands of calls each week from the public who need monthly budgeting advice or who have been turned down for a debt consolidation loan or re-mortgage. There are many reasons why people get into debt such as credit card or store card debt or even debt after a death in the family. Some callers have debt arising from divorce, separation or single parenthood. For this reason we have advice teams dedicated to these situations.
Getting into debt can be caused by a unforeseen event such as debt arising from disability, debt from ill health or injury or even debt from redundancy or loss of work. Through these difficult time callers can get into debt from personal or secured loans, car financing or mortgages. Many callers have mail order debt or are unable to keep up monthly payments on credit cards and loans and are being chased for late payments as a result. If this is the situation the advice can help provide accurate debt advice.
Some callers suffer from shopping addiction or even have gambling debt and just need debt advice they can trust on how to avoid bankruptcy or the alternatives to bankruptcy. In many situations the public want to find out about Individual Voluntary Arrangements (IVA). Whatever the advice we can assist the public to compare debt solutions and provide advice
The UK Insolvency Helpline aims takes away any confusion about the problems you or your company are facing. We aim to give you the confidence to face your particular situation. We aim to provide you with the best free debt help UK to solve your debt problems.
Whether you are Looking for advice on your debts through a debt consolidation solution or debt management plan or do you just have bad credit. We can assist you:
- Are you seeking to consolidate your debts and credit cards into one affordable monthly payment though a loan or remortgage?
- Are you struggling to obtain a debt management solution elsewhere?
Are you looking for information on a debt management plan or seeking other debt help? - Are you considering bankruptcy or are you worried you have bad credit or a growing debt problem?
- Do you just want general debt management advice?
- Do you Require information on Insolvency, a debt management plan, an Individual Voluntary Arrangement (IVA) or a Trust Deed?
The UK Insolvency Helpline specialise in UK debt management Solutions.
If you are looking for a consolidation loan or have debt problems or bad credit we can help arrange debt consolidation solution, debt management plans, an IVA or Trust Deed.
We can provide debt management help and advice on bankruptcy or insolvency.
We can advise you on the best debt management solution for YOU.
IN THE NEWS
ISSUES FACING THE PUBLIC
Poor debt advice causing concern
The social policy team at The UK Insolvency Helpline is becoming increasingly concerned that individual voluntary arrangements (IVAs), the popular alternative to bankruptcy, are in some cases being mis-sold by the multitude of 'IVA factories' which have sprung up over the past few years.
Our own specialist IVA advice unit receives over 100 calls a day from people being poorly advised by many profit-making advertising debt firms and persuaded that an IVA is right for them in circumstances where it clearly is not suitable. [click here to read more...]
This IVA section explains what an IVA is?, the IVA procedure, and how to start an IVA. It also goes into some detail about who can an IVA help? and the IVA criteria . It outlines the benefits and advantages of an IVA and how an IVA works? dealing with issues such as the IVA approval process. You can even apply for an IVA now by completing an IVA Enquiry Form
There has been a lot of confusion about who can an IVA help? and also about whether it is better to do bankruptcy or an IVA. This section will go into detail about IVA's - Facts & how they work and provide IVA - Help and information.
Beware Flashy Adverts!
Have you ever been tempted by flashy TV adverts or sponsored search engine listings on the subject of debt solutions?
If so then BEWARE as these mediums are being utilised by numerous loan and debt companies. [more...]
Modern workplace: Support
The UK Insolvency Helpline's vision is that all of the UK have access to practical and emotional support to cope with the financial pressures so that they can be the people they aspire to be. The leading financial support organisation in the UK, The UK Insolvency Helpline has been meeting the needs of UK's debt problems for over 10 years. [more...]
Financial Inclusion
The aim of financial inclusion is to see everyone have access to appropriate financial products, and the confidence and capability to use them to make a positive difference to their lives. The UK Insolvency Helpline’s financial inclusion strategy is a sustainable one to work toward ending financial exclusion . We are already the leader in debt and money advice in the UK helpline over 2 million people since 1986. We aim to continue punching above our weight in this important field, with a particular focus where appropriate on low income families. [more...]
Solutions for homeowners in financial problems
The UK housing market slowdown coupled with the rising cost of mortgages has triggered The UK Insolvency Helpline to offer a new range of schemes packaged as a solution for homeowners in financial problems.
We receive 1000's of calls & emails each month from people wishing to sell their properties fast. They have various reasons for wanting a quick sale such as to avoid repossession or following the death of a wife or husband, sometimes resulting in a contested will. Some people want a fast property sale to simply to sell a house for cash and avoid paying estate agents costs or avoid the problems associated with selling your home such as chain Breaking.
Some people wish sell a home fast to avoid insolvency or bankruptcy or to avoid eviction and stopping the repossession process. Choosing a quick sale option opens up new schemes such as a sell and rent back programme with a a buy back option at a later date or even doing an equity release scheme.
Whatever the reason please complete our fast sale cash offer form and we can provide advice on selling your home fast or just give you advice on how to sell a house quickly.
The appeals of these new schemes are that the homeowner can remain living in the property, as a tenant. The new schemes will avoid a family the distress of leaving their home. In addition, they can get their hands on urgently needed cash and avoid having their home repossessed. [more...]
DEBT SECTORS
HOW WE CAN HELP
PAYE & Employed Individuals
In our experience peoples debt problems are caused by circumstances beyond their control and usually through no fault of their own.
This section of the site designed to give practical advice and information to employed P.A.Y.E Individuals.
Limited Companies
This section of the site is designed to assist companies of all sizes when they are unable to pay their debts or it can be seen that their liabilities are greater than their assets.
It also provides the correct guidelines for directors to follow in order to avoid misconduct
Sole Traders & Partnerships
This section of the site is designed to assist sole traders and partnerships of all sizes and industry groups with practical advice as well as matters relating to insolvency, financial implications and bankruptcy.
Student Debt
Juggling studying with money worries is now a fact of life for most university students.
This section provides students with practical debt advice and the practical ways to avoid incurring debt whilst in education and even advice and solutions on how to deal with debt.
Mortgages
Are you having difficulty obtaining a Mortgage or Remortgage?
If are unfortunate enough to have been declined a mortgage in the past due to bankruptcy, CCJs, defaults, convictions or just poor credit you may qualify for a mortgage today.
The UK Insolvency Helpline's mortgage partners look at every case in isolation and never judge a customer on past credit problems.
IVAs (Individual Voluntary Arrangements)
This IVA section gives a full IVA (Individual Voluntary Arrangement) Overview and explains what an IVA is?, the IVA procedure, and how to start an IVA. It also goes into some detail about who can an IVA help? and the IVA criteria . It outlines the benefits and advantages of an IVA and how an IVA works? dealing with issues such as the IVA approval process. You can even apply for an IVA now by completing a fastrack IVA Enquiry Form from our website or if you prefer you fill in a more detailed application via the IVA - Download forms.
There has been a lot of confusion about who can an IVA help? and also whether it is better to do bankruptcy or an IVA. This section will go into detail about IVA's - Facts & how they work and provide IVA - Help and information. A lot of people ask about the Benefits and Advantages of an IVA, IVA - Estimated timescale, IVA - What are the costs involved? , IVA - The documentation required, The IVA approval process, The IVA criteria and other IVA's - Frequently asked questions. You can even look at a Sample IVA proposals for PAYE worker.
Other Services
The UK Insolvency Helpline offers a full Creditor Service to companies and individuals with the opportunity of representation at meetings of creditors anywhere in the United Kingdom.
Also, why not take advantage of the free 'Financial and Legal Health Check' today!
For Small Business, try out our fully interactive calculators & tools?
INSOLVENCY HELPLINE
WHAT WE DO
The UK Insolvency Helpline Debt Advice Centre
The UK Insolvency Helpline Debt Advice Centre was set up in by the credit industry to help anyone who has debt problems. The UK Insolvency Helpline Debt Advice centre website is operated by the The UK Insolvency and Debt Advice Helpline.
The UK Insolvency Helpline Debt Advice centre provides information and resources for all individuals and businesses on the topic of debt advice for workers in the United Kingdom. The site includes benefit information, debt facts, online calculators and consumer debt advice articles.
The guidance and/or debt advice contained within this website is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK in need of debt advice.
The UK Insolvency Helpline website provides information to UK residents concerning their UK consumer debt problems, including: debt management services, consumer debt and credit articles, consolidation advise and services, debt management news, debt management links to useful sites and a free personal credit advice.
IVA NEWS
Latest IVA News from the financial sector
The phrase 'credit crunch' – used to describe the current economic downturn – has become so common that it has been acknowledged by the latest edition of the Oxford English Dictionary (OED). The lack of available credit,...
New research has revealed that there was a sharp rise in the number of Individual Voluntary Agreements (IVAs) taken out by British homeowners between January and May.During this period TDX Group says that there was a 32.3 per cent...
HM Revenue & Customs (HMRC) has reminded claimants not to forget to renew their tax credit application. The deadline date for doing this is 31st July - failure to take action will result in payments stopping.Renewing a claim i...
Alistair Darling has unveiled plans which will help compensate Brits quickly if the bank that is looking after their money suffers a Northern Rock-style collapse.The chancellor is still haunted by the aftermath of the Newcastle-ba...
Debt consultancy firm Thomas Charles has warned that more credit card companies are looking to repossess debtors' properties. Managing director James Falla has observed the new trend at close hand and believes that it is has been ...
